Powered by Zama fhEVM

Your gateway to
confidential
payments.

Send, receive, and request payments with absolute financial privacy. Built on the ERC‑7984 confidential token standard and fully homomorphic encryption.

Download App Explore Features
zPayy App Screenshot
Scroll
Why zPayy

Financial privacy,
without compromise.

Every feature is designed from the ground up for confidentiality, speed, and simplicity.

Private P2P Payments

Send and receive assets without revealing your transaction history or identity to third parties.

Confidential Balances

Keep your portfolio size hidden from prying eyes on the public ledger using advanced FHE technology.

On-Chain Encryption

All computation happens on encrypted data — not even validators can see your private information.

Multi-Send

Batch confidential transfers to multiple recipients in a single transaction. Save time and gas.

Payment Links

Create shareable payment request links with QR codes. Get paid confidentially with a single tap.

Shield & Unshield

Seamlessly wrap public tokens into confidential versions and unwrap them back whenever needed.

How It Works

Three steps to
total privacy.

1

Connect Wallet

Link your Ethereum wallet securely. Your keys stay with you — always.

2

Shield Your Tokens

Convert public tokens into confidential versions with one tap. Encrypted on-chain.

3

Send Privately

Transfer, request, or pay — all confidentially. No one sees your amounts or balances.

Technology

Built on cutting-edge
privacy infrastructure.

Leveraging the most advanced encryption technology available on Ethereum.

🔐

Zama fhEVM

Fully Homomorphic Encryption on EVM

📜

ERC-7984

Confidential token standard

⛓️

Ethereum

Mainnet & Sepolia support

📱

Cross-Platform

iOS & Android native apps

Download

Available on
your platform.

Get zPayy on iOS and Android. Start transacting with absolute privacy.

SOON

Download on the

App Store

Coming Soon — Q2 2026

SOON

Get it on

Google Play

Coming Soon — Q2 2026

FAQ

Frequently asked
questions.

What is zPayy? +
zPayy is a confidential payment application built on Zama's fhEVM. It enables you to send, receive, and request payments with full financial privacy using Fully Homomorphic Encryption (FHE) and the ERC-7984 confidential token standard.
How does confidentiality work? +
zPayy uses Fully Homomorphic Encryption (FHE) to encrypt your balances and transaction amounts on-chain. Computation is performed directly on encrypted data, meaning not even blockchain validators can see your private financial information.
Do I control my own keys? +
Yes. zPayy is non-custodial. We never store or have access to your private keys. You connect your own Ethereum wallet, and all transactions require your explicit approval.
Which tokens are supported? +
zPayy currently supports confidential versions of USDC, USDT, and ZAMA tokens. More tokens will be added as the ecosystem grows. You can shield (wrap) public tokens into their confidential counterparts within the app.
Is it available on mainnet? +
zPayy supports both Ethereum Mainnet and Sepolia testnet. You can switch between networks in the app settings. We recommend starting on Sepolia to familiarize yourself with the features before using real funds.
zPayy

Experience absolute
financial privacy.

Join the future of encrypted finance. Seamless, secure, and entirely private.

Get Started — It's Free